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Ask The Expert

ended 10. June 2025

You're all experts in your fields. That's timely as we're looking for more ideas for the regular Ask The Expert slot on Thisismoney. Here's an example - Newspager and chartered financial planner Anita Wright (mugshot and all), answering a question on salary sacrifice today. What financial questions are you being asked right now that you think could drive a similar Ask The Expert piece on Thisismoney? Pitch your ideas and we'll share them with the Thisismoney team. Structure your response to this alert as:

  • Question you're being asked regularly (or have been asked recently, ideally topical and in the news).
  • Very brief response to the question (bear in mind we'll need circa 600 words if you get the green light).

We'll share this News Alert with the team over at Thisismoney.

3 responses from the Newspage community

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Question: The Pound Sterling recently hit a 39-month high against the US Dollar. Is it going to go higher in the coming weeks/months?
Brief Answer:
The Pound hit a 39-month high against the US Dollar on 21 May, driven by a 9.7% drop in the US Dollar Index amid Trump’s tariffs and a 1.8% US growth forecast. Market sentiment is mixed. Some see a bullish short- and medium-term outlook, bolstered by a 0.75% UK growth economy and tariff uncertainty weakening the dollar. Others predict a bearish dip with a 2%+ drop by the end of this month, reflecting US dollar recovery potential. The BoE’s cautious stance with only 34.5bp cuts expected in 2025 may support the pound, but the flatlining UK economy and a growing sense of further tax rises to come in October’s budget could cap gains. I see modest upside to 1.36 in the coming weeks, but structural dollar weakness may fade by late 2025, stalling the rally as the UK heads into recession.
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Question: “With Sterling near multi-year highs, is now the right time to exchange currency for a property abroad or wait for further gains?”

This is one of the most common questions I’m currently receiving from UK clients purchasing property in Europe or the UAE. With GBP/EUR recently touching 1.18 and GBP/AED nearing 5.00, many are wondering whether to lock in rates now or hold out for more upside. The short answer? Timing the top is near impossible. But tools like forward contracts and limit orders allow buyers to secure strong rates today without losing flexibility. Given ongoing global uncertainty, taking risk off the table when the pound is performing well is often the smart play.
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Is now a good time to invest in the stock market?

Trying to predict the perfect time to invest is nearly impossible. Instead, long-term success in the stock market comes from having a disciplined, consistent approach, and the key to that is to really set out your strategy, timing and risk appetite right from the start.

Invest Regularly Use Pound-Cost Averaging- Instead of waiting for the "right time," invest a fixed amount on a regular schedule. Think Long-Term- The longer you stay invested, the higher your chances of positive returns. Diversify Your Investments-spread your investments across industries, sectors, and asset types. Diversification protects you from being too dependent on one company or sector’s performance.

Align with Your Goals and Risk Tolerance. Time horizon How long until you need the money? Risk tolerance-How comfortable are you with ups and downs? and Financial goals-Are you investing for retirement, a home, or general wealth-building?