Adam Wells's Media Coverage

Mortgage Solutions

Government restrictions on movement amid the coronavirus pandemic have changed the way society operates, with many relying on technology to complete basic tasks.

Mortgage Solutions

Making sure everyone is okay as we face this unusual situation together has become something people across society are taking the time to prioritise.

FTAdviser

Remortgage applications rose by 110 per cent year-on-year in April, according to online broker Trussle.

Mortgage Solutions

As housing market data is being paused by some sources due to a lack of activity, the importance of these figures in revealing the state of the industry has been thrown into question.

FTAdviser

Buy-to-let landlords face uncertainty over whether any coronavirus-related payment holidays might affect their future mortgage applications, brokers have warned.

FTAdviser

Mortgage brokers have reported an influx of enquiries following the temporary cut in stamp duty announced by chancellor Rishi Sunak last week.

FTAdviser

First-time buyers could face additional difficulty getting onto the property ladder following yet another restriction introduced by a major mortgage lender.

Mortgage Solutions

Some clients are failing to disclose government support they have received to help them through the pandemic leading to delayed and declined applications, brokers say.

Mortgage Solutions

Brokers have had a lot to get accustomed to in this new mortgage environment, including the ways in which clients have been affected by the evolving economy.

FTAdviser

Accord Mortgages will re-enter the first-time buyer 90 per cent LTV market for two days next week, to help “support brokers and their clients” while ensuring it maintains its standard of service.

Mortgage Solutions

The Financial Conduct Authority’s (FCA) cheapest mortgage rule has been in practice for nearly two months and has arguably changed how brokers source deals.

FTAdviser

House price growth has continued to “beat expectations” according to the Halifax house price index for September, but brokers are seeing some properties being valued less than expected.

FTAdviser

Mortgage demand is at unprecedented levels but consumers risk being thwarted by a “complicated” lending market that is shifting constantly, brokers have claimed.

Mortgage Solutions

Brokers have reported more down valuations on properties as lender caution remains and a lack of home moves in recent years has resulted in a dearth of comparable property data.

FTAdviser

The shortage of low deposit mortgages during the pandemic will have a wider impact beyond first-time buyers, commentators have warned.

Mortgage Solutions

With the Royal Institute of Chartered Surveyors (RICS) promising a normal service during the second lockdown, the return of furloughed staff and firms entering their eighth month of home working the industry...

FTAdviser

Mortgage brokers have welcomed news of lenders reintroducing 90 per cent loan-to-value products after a shortage during the pandemic.

Mortgage Solutions

The stamp duty holiday incentivised all kinds of buyers and sellers to consider a move, particularly those who avoided doing so for years to evade the tax bill.

FTAdviser

Self-employed borrowers are being “penalised” as lenders have stepped up their underwriting requirements for this higher risk group.

FTAdviser

The number of properties sold by landlords last year slowed to a seven-year low, despite the first annual rise in profits on sales in more than five years.

FTAdviser

The number of properties sold by landlords last year slowed to a seven-year low, despite the first annual rise in profits on sales in more than five years.