The Guardian

Many of the UK’s biggest lenders now offer deals that reward buyers of energy efficient properties

The Guardian

Many of the UK’s biggest lenders now offer deals that reward buyers of energy efficient properties

This Is Money

As prices and taxes rocket, homeowners can still take huge strides to reduce the cost of their largest household bill - their mortgage.

Mortgage Solutions

Specialist lenders will be vital in helping to transform brownfield sites into housing but there are key challenges and negative perceptions that need to be overcome.

FTAdviser.com

Having sat at a record low of 0 1 per cent since March 2020 all eyes are on whether the base rate will finally increase by the end of the year

This Is Money

Most homeowners fix their mortgage for two or five years - but deals are available with rates fixed for 10,15 or even 40, but can be expensive to exit.

This Is Money

HSBC and Natwest are both set to increase mortgage interest rates, which have been hitting record lows of less than 1% for months, in a ‘sure sign’ that they think a base rate rise is coming.

This Is Money

HSBC and Natwest are both set to increase mortgage interest rates, which have been hitting record lows of less than 1% for months, in a ‘sure sign’ that they think a base rate rise is coming.

Mortgage Solutions

Lender’s attitudes towards accepting short-term letting platform Airbnb, both for holiday let and residential mortgages, are changing but the pandemic could lead to a divergence in approach.

mirror

Experts think soaring inflation could drag homeloan costs up too, but the good news is rates are currently low for homeowners able to lock in to the cheapest deals

This Is Money

It is the lowest rate the building society has ever offered - but borrowers would be taking a gamble on future moves in the Bank of England’s base rate which their monthly payments will be tied to.

This Is Money

Nationwide has just become the first major lender to sign up to the initiative, which gives home buyers the chance to get a 5% deposit mortgage without the need for Government help.

mirror

Homeloans have never been cheaper, but that could be about to change. The good news is there are some super-cheap options on the market that can offset any coming rate rises

This Is Money

Non-fungible tokens have been used to sell albums, artworks and tweets - but now crypto investors are able to get their hands on NFT mortgages, too.

The Guardian

Launch by Kensington Mortgages comes amid expectations that era of ultra-low interest rates will end

FTAdviser.com

Consumers are often encouraged to switch and save whether it be on broadband home insurance or their mortgage

Mortgage Solutions

The number of mortgage prisoners is closer to 100,000, nearly double the Financial Conduct Authority’s (FCA) figure, as there are borrowers who are effectively trapped due to missed payments and being...

This Is Money

I am trying to buy a flat behind an Indian takeaway, and have been declined for a mortgage by both Santander and Nationwide.

Mortgage Solutions

Brokers are seeing heightened interest from first-time developers and first-time buyers looking to convert commercial properties to homes following changes to permitted development rights and a rise in...

Mortgage Solutions

Mortgage brokers have agreed that the jump in demand for larger properties outside of city centres has been a big driver in house price growth during the pandemic, and that it presents an opportunity for...

This Is Money

First-time buyers are flocking back to the market as the ‘race for space’ subsides - but they could find that flats are harder to mortgage than houses.

Mortgage Strategy

The leasehold sector has always been a murky part of the property market, with leaseholders frequently com-plaining about high service charges, escalating ground rents, unscrupulous freeholders and the...

Mortgage Solutions

Self-build mortgage enquiries have increased over the past year due to the pandemic, changes in regulation and new government schemes, and are expected to grow even more, brokers say.

Mortgage Solutions

Around a third of brokers are planning technology to be their biggest strategic investment in the coming year.

Daily Echo

HOUSE prices continue to surge in Southampton as its “unique” offering appeals to London commuters, an expert has explained.

Mortgage Solutions

The potential base rate increase to 0.5 per cent this week could increase annual mortgage bills by over £300.

The Guardian

The cost of living is soaring, but you may still be able to cut the cost of your repayments

The Telegraph

Ministers to overhaul Energy Performance Certificate rules amid fears of hit to house prices

LandlordZONE

The government’s controversial policy of phasing out natural gas boilers in favour of heat pumps, in its…

Mortgage Strategy

How long have you worked in financial services and what do you hope to achieve in your new role? I began my career at Lloyds Bank before joining John Charcol in 2019. My current role has filled me with...

Mortgage Strategy

How long have you worked in financial services and what do you hope to achieve in your new role? I began my career at Lloyds Bank before joining John Charcol in 2019. My current role has filled me with...

Mortgage Strategy

How long have you worked in financial services and what do you hope to achieve in your new role? I began my career at Lloyds Bank before joining John Charcol in 2019. My current role has filled me with...

Mortgage Strategy

How long have you worked in financial services and what do you hope to achieve in your new role? I began my career at Lloyds Bank before joining John Charcol in 2019. My current role has filled me with...

Liverpool Echo

Many people have been unable to get mortgages or have been forced to take out smaller loans due to tough rules

mirror

The typical UK house price is now 8.8 times higher than the standard full-time salary, meaning tough rules from mortgage lenders prevent more and more people getting on the ladder

Evening Standard

Recent Bank of England analysis found that the affordability test may have caused some borrowers to take out smaller mortgages than they could have done in its absence.

The Mirror

The cost of homeloans is soaring as lenders increase mortgage rates quickly, adding yet another increased bill to those already faced by hard-up British households

The Sun

HOUSE prices went through the roof last year, but property expert Nicholas Mendes explains whether they’ll finally drop in 2022. The stamp duty holiday, which rolled out over the first C…

Ideal Home

Lenders are rushing to launch ‘green mortgages’ but how do these deals work and will they reduce the cost of buying a more environmentally-friendly home?

Evening Standard

Recent Bank of England analysis found that the affordability test may have caused some borrowers to take out smaller mortgages than they could have done in its absence.

Ideal Home

If you’ve struggled with money in the past, borrowing can be tricky; find out how a bad credit mortgage could help you buy your own home

Mortgage Solutions

Chatbots are being increasingly used by lenders to respond to easy questions from mortgage brokers and free up staff time to deal with the meatier queries.

This Is Money

In a move against the status quo, Halifax has launched cheaper long-term loans to encourage customers to lock in their monthly payments for longer.

The Guardian

From checking how much you are likely to be able to borrow, to planning ahead of an application

Mortgage Solutions

Halifax’s decision to make a selection of its five-year fixed rates cheaper than two-year fixed rates has piqued broker interest and shows an expectation that borrowers will increasingly opt for longer-term...