Joe Stallard's Media Coverage
London Loves Property
Buy-to-let mortgages in arrears 28% greater than in the previous quarterUK Finance has just published its mortgage arrears & possessions update for Q2 2023, showing, among other things, that there were…
Mortgage Professional
When should you purchase a house?“Decline in property sales is a significant concern”
Mortgage Solutions
Interest-only demand ‘not as high as expected yet’ say brokersWhile there has been an uptick in enquiries from clients around moving to interest-only, it has not been to the levels expected, according to intermediaries.
Mortgage Solutions
Koodoo can do a CeMAP but AI can’t replace brokers...or can it?Artificial intelligence has the potential to revolutionise mortgage advice, brokers have suggested, but that will come through supporting advisers rather than replacing them.
Financial Reporter
Energy efficiency not important for home buyers, brokers sayMost brokers said that none of their clients considered a property’s energy rating as a primary concern.
Mortgage Professional
How is the buy-to-let mortgage market performing?Brokers weigh in on the current landscape
The Intermediary
Brokers note lack of leads and activity in AugustAugust is normally a quiet month for lead generation and activity in the mortgage industry and this year has proved no different for most brokers.
Mortgage Professional
Renting into retirement – is it worth considering over homeownership?Brokers discuss the rising number of older renters and their impact
Daily Mail
Number of landlords falling behind with mortgage payments rises 41%Experts warned landlords may either increase rents to help cover their monthly mortgage shortfall, or even sell their properties and quit buy-to-let altogether.
Mortgage Solutions
Arrears rise seven per cent with surge in BTLAround 81,900 homeowner mortgages are in arrears of 2.5 per cent or more of the outstanding balance in the second quarter of the year.
FTAdviser
More people cancel protection policies due to economic challengesAn increasing number of people are cancelling their personal insurance amid current economic circumstances, according to Feuell4Life director and protection adviser, Sandra Feuell.
The Intermediary
Rising costs push Brits to consider cancelling insurance policiesAs the cost of living continues to increase and mortgage payments soar, brokers are witnessing more people consider cancelling their life insurance and other protection policies.
Mortgage Solutions
Borrowers reaching out to new brokers after ‘blaming previous advice’ ‒ analysis - Mortgage SolutionsSome borrowers are approaching new brokers, as they blame previous advice for their current mortgage repayment issues, intermediaries have told Mortgage Solutions.
The Times
Should we bring back tax relief on mortgages?Mortgage interest relief at source was introduced in 1983 to boost homeownership but scrapped in 2000. Two experts debate whether it’s needed again
Mortgage Solutions
Advisers urge lenders to agree minimum 24-hour withdrawal notice periodBrokers have called on lenders to pledge to provide a minimum notice period of 24 hours to withdraw products, pointing to widespread removals over the past few weeks and heightened market uncertainty.
Mortgage Professional
Lenders urged to provide minimum notice period on product withdrawalsBrokers ask for a notice period of at least 24 hours
The Intermediary
Mortgage brokers call on lenders to establish a minimum notice period for product withdrawalsMortgage brokers — Riz Malik, Jamie Lennox, and Lewis Shaw — are leading the call, asking that lenders sign a pledge to provide a minimum notice period of 24 hours to all affiliated brokers before withdrawing...
B&C
Brokers call for lenders to provide 24 hours minimum notice after recent turbulenceAfter the events of the past fortnight, with many lenders withdrawing products at very short notice, mortgage brokers have called for lenders to sign a pledge to provide a minimum notice period of 24 hours...
Mortgage Strategy
Cover feature: Work in progress - WFH or back in the office? – Mortgage StrategyIt is just over three years since the first Covid lockdown. As the country was told, ‘Stay at home,’ the mortgage market, along with many other sectors, was forced into new ways of working. Teams and Zoom...
IFA Magazine
Fintech versus high street lenders - brokers deliver their verdict and identify pros and consNewspage®, asked mortgage brokers and financial services tech experts how fintech lenders compare to traditional high street lenders. The views of brokers
Financial Reporter
What are the pros and cons of fintech vs high street lenders? - brokers reactBrokers were split on the potential strengths of fintech mortgage lenders.
Mortgage Solutions
Govt’s short-term let proposals broadly welcomed but ‘over-regulating’ could have ‘dire consequences’The government’s proposal around national registrations scheme has been widely welcomed, but changes to planning permission and introduction of new use class could be fraught with problems for the mortgage...
IFA Magazine
Supplement or substitute - How do advisers view ChatGPT’s potential impact on financial services?AI technology is without doubt the future we are heading towards. However, what that future looks like is still unclear. How will AI be used? Will it repl
Mortgage Solutions
Public’s trust in Martin Lewis ‘an opportunity’ for advisers ‒ analysisThe financial services industry is responsible for the lack of trust it enjoys from clients, compared with the likes of Martin Lewis, brokers have suggested.
Mortgage Solutions
Three-year fixes are the ‘Goldilocks’ option but the product cupboard is bare – analysisThree-year fixed mortgages could be a good product for borrowers who feel alternatives are too long or short, but a lack of options and inconsistent pricing means they are often not chosen.
IFA Magazine
Do today’s Halifax March HPI data signal a ‘spring bounce’ for house prices? Reaction from estate agents and brokersThe latest HPI data released by the Halifax today has revealed that average house price increased by +0.8% in March (following +1.2% rise in February) and that
IFA Magazine
Do mortgage comparison sites have a role in advice? - Brokers and advisers share their viewsFree PR platform, Newspage, asked brokers what they think of mortgage comparison sites. Some believe they have a role, others believe they simply cause confusio
Protection Reporter
Your views: should personal finance commentators like Martin Lewis have advice permissions?A look at whether MoneySavingExpert’s Martin Lewis should have advice permissions - with views from the adviser community.
IFA Magazine
Nationwide HPI: “January was a tale of two halves” – reaction from estate agents and brokersFollowing the Nationwide January house price index published this morning, Newspage have shared the thoughts of estate agents, mortgage brokers and financial
The Telegraph
Return of the ‘holiday home mortgage’ as families favour British breaks over EuropeThe number of available UK holiday lets hit 340,000 in December, up from 297,000 in 2021
The Intermediary
To track or to fix? The Big Broker Debate - The Intermediary - Latest UK mortgage newsWith mortgage rates now dropping back from recent highs should brokers be advising people to opt for the security of a fixed rate or a cheaper tracker or variable rate mortgage?
Mortgage Solutions
Brokers fear tax raid on holiday home sector in Autumn Statement - Mortgage SolutionsThe government could overhaul the tax regime for holiday lets in next week’s Autumn Statement but brokers fear a brutal approach could create more harm than good.
Mortgage Solutions
Landlords chasing high returns ditch standard rental properties for holiday let, brokers sayThe increased demand, yield potential and regulatory flexibility of holiday let has inspired buy-to-let landlords to convert long-term rental properties to short-term accommodation.
The Telegraph
Property investors gamble that the staycation boom won’t bustHoliday lets could face slump in demand when foreign trips return