Samantha Bickford's Media Coverage

Mortgage Solutions

Equity release being driven by necessity, not aspiration, as cost of living crisis continues to bite

Interest in equity release products has improved of late, brokers have reported, though the reasons for borrowing have moved from the aspirational to the necessary.

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Mortgage Solutions

Property transactions hold up in October – HMRC

Seasonally adjusted residential property transactions reached 108,480 in October, a 38 per cent rise on the same month last year.

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The Guardian

UK mortgages: could equity release help with rising costs?

Record numbers are freeing up money from their homes to cope with the UK’s cost of living squeeze

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Mortgage Solutions

Brokers urge potential borrowers to act quickly as lenders reprice – analysis - Mortgage Solutions

Brokers are encouraging customers who have not submitted mortgage applications to act quickly and have all their documents ready to go as lenders withdraw new business fixed rates and reprice amidst economic...

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Your Money

Should you lock in for a decade as 10-year mortgage fix now cheaper than a two-year? - Your Money

Nationwide has repriced its mortgage range, with 10-year deals now cheaper than the two-year equivalents. But, should homeowners lock in for a decade?

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Mortgage Solutions

Brokers reveal that rising energy bills are already impacting lender attitudes

Brokers have suggested that the enormous increases to energy bills, along with the other cost of living pressures, are already affecting how lenders approach affordability.

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Your Money

Will more lenders pause mortgage applications amid ‘overwhelming demand’? - Your Money

A number of lenders have paused new mortgage business due to overwhelming demand as interest rates rise. Will more follow?

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Mortgage Solutions

Brokers welcome second home ‘ban’ in ‘overpriced’ coastal resorts - Mortgage Solutions

The decision to ban second homeownership in Whitby has been largely welcomed by brokers, with the possilbity that it is likely to be followed by a similar ban in Brighton.

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Mortgage Solutions

Managing expectations - and admin - could ease remortgage logjam

Rising interest rates has driven demand for mortgage products, but brokers say remortgage applications are taking longer than ever.

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Mortgage Solutions

How the emergence of ‘rightsizers’ is driving some specialist brokers

Borrowers are turning to bridging and equity release as they seek solutions to the challenge of ‘rightsizing’.

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radiotimesmoney

Are you ready for another interest rate rise?

Here, we explain what higher interest rates mean for your finances

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Mortgage Solutions

Brokers fear rising cost of living will lead more to take on unsecured debt

Mortgage brokers have said that the rising cost of living could mean borrowers could take on more unsecured debt, which could potentially negatively impact their long-term financial health and mortgage...

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The Sun

I’m a property expert - is NOW the time to buy as house prices go up?

BUYING a property is a big commitment and timing could be everything. As house prices reach record highs and mortgage rates increase, is now the time to buy your first home? Samantha Bickford, mort…

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BBC News

House prices up 12% but rises expected to slow, says Nationwide

In all but one month of the past year, annual property price growth has been over 10%, the Nationwide says.

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Mortgage Solutions

Minority borrowers face hurdles when getting a mortgage – analysis - Mortgage Solutions

Borrowers from underrepresented groups often face more barriers to get a mortgage because lenders fail to understand cultural differences in finances and households.

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This Is Money

House prices could start to FALL next year and drop 5% by end of 2024

House prices could fall nearly 5% in the next two years according to analysts, wiping out some of the near 20% gains made since the start of the pandemic.

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Daily Mail

House prices could start to FALL next year and drop 5% by end of 2024

House prices could fall nearly 5% in the next two years according to analysts, wiping out some of the near 20% gains made since the start of the pandemic.

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inews.co.uk

First Direct launches 5% deposit mortgage to help first time buyers

First Direct claimed the mortgage offered the best fixed-rates available for 5 per cent deposit holders. The mortgages available can be held up to a maximum 40-year term.

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Mortgage Strategy

NatWest ups maximum term and age for resi mortgages

NatWest Intermediary Solutions has increased the maximum term and age at which borrowers may apply for a residential mortgage. The lender is now offering 40-year terms and a maximum age of 75 years old....

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The Guardian

Looking for a mortgage? It’s time to get a move on

As inflation takes its toll, interest rates are rising and the best offers are drying up

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Daily Mail

Fixing mortgage for five years now CHEAPER than two years at one bank

In a move against the status quo, Halifax has launched cheaper long-term loans to encourage customers to lock in their monthly payments for longer.

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Money Marketing

Her Future Bright Series - Managing Director of The Mortgage Girl, Samantha Bickford | Money Marketing

In association with Money Marketing, host of Her Future Bright Podcast, independent financial adviser, Chanelle Pattinson is joined by the Managing Director at The Mortgage Girl and The Equity Release...

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MoneyController

4 ways to pay your mortgage in retirement - MoneyController

Are you worried you’ll still have to pay your mortgage by the time you hit 65? Then you’re among the more than 30% of homeowners who do.

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This Is Money

How to pay off a mortgage in retirement

House prices are soaring and mortgage terms are getting longer - so it is little wonder that fewer borrowers expect to have paid off their mortgage by the time they retire.

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Mortgage Solutions

The Equity Release Lady readies launch with target to drive up female advisers - Mortgage Solutions

An all female equity release advice firm is set to launch into the sector with ambitions to raise the number of women who give advice on later life mortgages to 50 per cent.

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Mortgage Solutions

Working smarter, counselling sessions and ‘therapy’ dogs: how brokers are battling mental health worries - Mortgage Solutions

Brokers are adopting a wide range of tactics to improve the mental health of themselves and their staff, ranging from getting some fresh air to making use of office pets.

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Mortgage Solutions

Equity Release Council ‘should lead not follow’ with guarantees ‒ analysis - Mortgage Solutions

Brokers have welcomed the addition of a new repayment guarantee from the Equity Release Council (ERC), but have suggested it can do more to drive rather than simply reflect change within the industry.

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