Samantha Bickford's Media Coverage
Mortgage Solutions
Equity release being driven by necessity, not aspiration, as cost of living crisis continues to biteInterest in equity release products has improved of late, brokers have reported, though the reasons for borrowing have moved from the aspirational to the necessary.
Mortgage Solutions
Property transactions hold up in October – HMRCSeasonally adjusted residential property transactions reached 108,480 in October, a 38 per cent rise on the same month last year.
The Guardian
UK mortgages: could equity release help with rising costs?Record numbers are freeing up money from their homes to cope with the UK’s cost of living squeeze
Mortgage Solutions
Brokers urge potential borrowers to act quickly as lenders reprice – analysis - Mortgage SolutionsBrokers are encouraging customers who have not submitted mortgage applications to act quickly and have all their documents ready to go as lenders withdraw new business fixed rates and reprice amidst economic...
Your Money
Should you lock in for a decade as 10-year mortgage fix now cheaper than a two-year? - Your MoneyNationwide has repriced its mortgage range, with 10-year deals now cheaper than the two-year equivalents. But, should homeowners lock in for a decade?
Mortgage Solutions
Brokers reveal that rising energy bills are already impacting lender attitudesBrokers have suggested that the enormous increases to energy bills, along with the other cost of living pressures, are already affecting how lenders approach affordability.
Your Money
Will more lenders pause mortgage applications amid ‘overwhelming demand’? - Your MoneyA number of lenders have paused new mortgage business due to overwhelming demand as interest rates rise. Will more follow?
Mortgage Solutions
Brokers welcome second home ‘ban’ in ‘overpriced’ coastal resorts - Mortgage SolutionsThe decision to ban second homeownership in Whitby has been largely welcomed by brokers, with the possilbity that it is likely to be followed by a similar ban in Brighton.
Mortgage Solutions
Managing expectations - and admin - could ease remortgage logjamRising interest rates has driven demand for mortgage products, but brokers say remortgage applications are taking longer than ever.
Mortgage Solutions
How the emergence of ‘rightsizers’ is driving some specialist brokersBorrowers are turning to bridging and equity release as they seek solutions to the challenge of ‘rightsizing’.
radiotimesmoney
Are you ready for another interest rate rise?Here, we explain what higher interest rates mean for your finances
Mortgage Solutions
Brokers fear rising cost of living will lead more to take on unsecured debtMortgage brokers have said that the rising cost of living could mean borrowers could take on more unsecured debt, which could potentially negatively impact their long-term financial health and mortgage...
The Sun
I’m a property expert - is NOW the time to buy as house prices go up?BUYING a property is a big commitment and timing could be everything. As house prices reach record highs and mortgage rates increase, is now the time to buy your first home? Samantha Bickford, mort…
BBC News
House prices up 12% but rises expected to slow, says NationwideIn all but one month of the past year, annual property price growth has been over 10%, the Nationwide says.
Mortgage Solutions
Minority borrowers face hurdles when getting a mortgage – analysis - Mortgage SolutionsBorrowers from underrepresented groups often face more barriers to get a mortgage because lenders fail to understand cultural differences in finances and households.
This Is Money
House prices could start to FALL next year and drop 5% by end of 2024House prices could fall nearly 5% in the next two years according to analysts, wiping out some of the near 20% gains made since the start of the pandemic.
Daily Mail
House prices could start to FALL next year and drop 5% by end of 2024House prices could fall nearly 5% in the next two years according to analysts, wiping out some of the near 20% gains made since the start of the pandemic.
inews.co.uk
First Direct launches 5% deposit mortgage to help first time buyersFirst Direct claimed the mortgage offered the best fixed-rates available for 5 per cent deposit holders. The mortgages available can be held up to a maximum 40-year term.
Mortgage Strategy
NatWest ups maximum term and age for resi mortgagesNatWest Intermediary Solutions has increased the maximum term and age at which borrowers may apply for a residential mortgage. The lender is now offering 40-year terms and a maximum age of 75 years old....
The Guardian
Looking for a mortgage? It’s time to get a move onAs inflation takes its toll, interest rates are rising and the best offers are drying up
Daily Mail
Fixing mortgage for five years now CHEAPER than two years at one bankIn a move against the status quo, Halifax has launched cheaper long-term loans to encourage customers to lock in their monthly payments for longer.
Money Marketing
Her Future Bright Series - Managing Director of The Mortgage Girl, Samantha Bickford | Money MarketingIn association with Money Marketing, host of Her Future Bright Podcast, independent financial adviser, Chanelle Pattinson is joined by the Managing Director at The Mortgage Girl and The Equity Release...
MoneyController
4 ways to pay your mortgage in retirement - MoneyControllerAre you worried you’ll still have to pay your mortgage by the time you hit 65? Then you’re among the more than 30% of homeowners who do.
This Is Money
How to pay off a mortgage in retirementHouse prices are soaring and mortgage terms are getting longer - so it is little wonder that fewer borrowers expect to have paid off their mortgage by the time they retire.
Mortgage Solutions
The Equity Release Lady readies launch with target to drive up female advisers - Mortgage SolutionsAn all female equity release advice firm is set to launch into the sector with ambitions to raise the number of women who give advice on later life mortgages to 50 per cent.
Mortgage Solutions
Working smarter, counselling sessions and ‘therapy’ dogs: how brokers are battling mental health worries - Mortgage SolutionsBrokers are adopting a wide range of tactics to improve the mental health of themselves and their staff, ranging from getting some fresh air to making use of office pets.
Mortgage Solutions
Equity Release Council ‘should lead not follow’ with guarantees ‒ analysis - Mortgage SolutionsBrokers have welcomed the addition of a new repayment guarantee from the Equity Release Council (ERC), but have suggested it can do more to drive rather than simply reflect change within the industry.